Community Bank System, Inc. Financials

Market Capitalization $3.18 Billion as of July 1, 2025

Valuations Metrics as of Jul. 4, 2025

Trailing PE	16.64
Forward PE	15.52
Price to Sales TTM	$4.28
Price to Book MRQ	$1.73
Enterprise to Revenue	4.51
Enterprise to EBITDA

Financial Reports as of Mar. 31, 2025

Financials

Fiscal Year Ends	2024-12-31
Most Recent Quarter	2025-03-31
Profit Margin	25.77%
Operating Margin	35.74%
Return on Assets TTM	1.17%
Return on Equity TTM	10.96%

Income Statement

Revenue TTM	$741,961,024
Revenue per Share TTM	$14.10
Quarterly Revenue Growth	10.80%
Gross Profit TTM	$741,961,024
EBITDA	$0
Net Income to Common TTM	$190,396,000
Diluted EPS TTM	$3.61
Quarterly Earnings Growth YoY	21.40%

Balance Sheet

Total Cash MRQ	$521,759,008
Total Cash per Share MRQ	$9.87
Total Debt MRQ	$
Total Debt to Equity MRQ	0.47
Current Ratio MRQ
Book Value per Share MRQ	$34.71

Cash Flow

Operating Cash Flow TTM	$224,892,000
Levered Free Cash Flow TTM	$181,741,000

CBU Stock Info as of Jul. 4, 2025

Stock Statistics

Shares Outstanding	52,667,836
Float Shares	52,391,645
Avg 10 Volume	229,060
Avg 30 Volume	None
Shares Short	1,557,419
Short Ratio	9.51
Short % of Shares	4.07%
% Held by Insiders	1.04%
% Held by Institutions	75.08%

Stock Price Summary

Beta	0.80
Fifty Two Week Low	$45.64
Fifty Two Week High	$73.39
Fifty Two Week Change	23.67%
Day 50 MA	$56.44
Day 200 MA	$60.37

Dividends and Splits

Forward Annual Dividend Rate	$1.84
Forward Annual Dividend Yield	3.06%
Trailing Annual Dividend Rate	$1.83
Trailing Annual Dividend Yield	3.05%
Payout Ratio	50.69%
Dividend Date	2025-07-10
Ex Dividend Date	2025-06-13
Last Split Factor
Last Split Date	2004-04-13