Community Bank System, Inc. Financials

Market Capitalization $3.42 Billion as of Jan. 1, 2025

Valuations Metrics as of Jan. 25, 2025

Trailing PE	18.89
Forward PE	16.79
Price to Sales TTM	$4.85
Price to Book MRQ	$1.91
Enterprise to Revenue	5.56
Enterprise to EBITDA

Financial Reports as of Sep. 30, 2024

Financials

Fiscal Year Ends	2023-12-31
Most Recent Quarter	2024-09-30
Profit Margin	23.56%
Operating Margin	33.33%
Return on Assets TTM	1.05%
Return on Equity TTM	9.96%

Income Statement

Revenue TTM	$706,337,024
Revenue per Share TTM	$13.34
Quarterly Revenue Growth	5.10%
Gross Profit TTM	$706,337,024
EBITDA	$0
Net Income to Common TTM	$165,750,000
Diluted EPS TTM	$3.44
Quarterly Earnings Growth YoY	-0.50%

Balance Sheet

Total Cash MRQ	$351,456,000
Total Cash per Share MRQ	$6.69
Total Debt MRQ	$
Total Debt to Equity MRQ	0.53
Current Ratio MRQ
Book Value per Share MRQ	$33.97

Cash Flow

Operating Cash Flow TTM	$221,244,000
Levered Free Cash Flow TTM	$131,477,000

CBU Stock Info as of Jan. 25, 2025

Stock Statistics

Shares Outstanding	52,668,000
Float Shares	51,876,436
Avg 10 Volume	258,090
Avg 30 Volume	None
Shares Short	1,265,951
Short Ratio	5.53
Short % of Shares	3.35%
% Held by Insiders	1.31%
% Held by Institutions	73.14%

Stock Price Summary

Beta	0.64
Fifty Two Week Low	$41.50
Fifty Two Week High	$73.39
Fifty Two Week Change	24.94%
Day 50 MA	$65.66
Day 200 MA	$56.26

Dividends and Splits

Forward Annual Dividend Rate	$1.84
Forward Annual Dividend Yield	2.80%
Trailing Annual Dividend Rate	$1.83
Trailing Annual Dividend Yield	2.79%
Payout Ratio	57.83%
Dividend Date	2025-04-10
Ex Dividend Date	2025-03-14
Last Split Factor
Last Split Date	2004-04-13