Company Financials

Credit Acceptance Corporation Financials

United States dollar

business Credit Acceptance Corporation Company Profile

Main Stock Listing

NASDAQ: CACC

Market Capitalization $5.10 Billion as of Jan. 1, 2026

Market Cap History

Valuations Metrics as of Jan. 3, 2026

Trailing PE 12.03
Forward PE 10.92
Price to Sales TTM $4.14
Price to Book MRQ $3.17
Enterprise to Revenue 9.21
Enterprise to EBITDA 30.17

Financial Reports as of Sep. 30, 2025

Financials

Fiscal Year Ends 2024-12-31
Most Recent Quarter 2025-09-30
Profit Margin 36.81%
Operating Margin 47.41%
Return on Assets TTM 5.24%
Return on Equity TTM 28.14%

Income Statement

Revenue TTM $1,232,899,968
Revenue per Share TTM $104.57
Quarterly Revenue Growth 23.50%
Gross Profit TTM $1,160,700,032
EBITDA $598,900,000
Net Income to Common TTM $453,800,000
Diluted EPS TTM $37.72
Quarterly Earnings Growth YoY 37.30%

Balance Sheet

Total Cash MRQ $15,900,000
Total Cash per Share MRQ $1.44
Total Debt MRQ $
Total Debt to Equity MRQ 403.46
Current Ratio MRQ 9.73
Book Value per Share MRQ $142.97

Cash Flow

Operating Cash Flow TTM $1,091,500,032
Levered Free Cash Flow TTM $10,183,800,000

CACC Stock Info as of Jan. 3, 2026

Stock Statistics

Shares Outstanding 11,041,431
Float Shares 5,757,583
Avg 10 Volume 110,930
Avg 30 Volume None
Shares Short 1,325,978
Short Ratio 13.55
Short % of Shares 33.69%
% Held by Insiders 48.92%
% Held by Institutions 71.95%

Stock Price Summary

Beta 1.26
Fifty Two Week Low $401.90
Fifty Two Week High $560.00
Fifty Two Week Change -3.72%
Day 50 MA $456.14
Day 200 MA $485.60

Dividends and Splits

Forward Annual Dividend Rate $
Forward Annual Dividend Yield %
Trailing Annual Dividend Rate $0.00
Trailing Annual Dividend Yield 0.00%
Payout Ratio 0.00%
Dividend Date
Ex Dividend Date
Last Split Factor
Last Split Date 1994-12-21