Company Financials

Cullen/Frost Bankers, Inc. Financials

United States dollar

business Cullen/Frost Bankers, Inc. Company Profile

Main Stock Listing

NYSE: CFR

Market Capitalization $8.24 Billion as of Jan. 1, 2026

Market Cap History

Valuations Metrics as of Jan. 3, 2026

Trailing PE 13.19
Forward PE 12.87
Price to Sales TTM $3.80
Price to Book MRQ $1.87
Enterprise to Revenue 2.51
Enterprise to EBITDA

Financial Reports as of Sep. 30, 2025

Financials

Fiscal Year Ends 2024-12-31
Most Recent Quarter 2025-09-30
Profit Margin 29.75%
Operating Margin 38.24%
Return on Assets TTM 1.23%
Return on Equity TTM 14.83%

Income Statement

Revenue TTM $2,141,575,040
Revenue per Share TTM $33.36
Quarterly Revenue Growth 12.40%
Gross Profit TTM $2,141,575,040
EBITDA $0
Net Income to Common TTM $624,387,968
Diluted EPS TTM $9.60
Quarterly Earnings Growth YoY 19.00%

Balance Sheet

Total Cash MRQ $8,074,854,912
Total Cash per Share MRQ $126.29
Total Debt MRQ $
Total Debt to Equity MRQ 1.17
Current Ratio MRQ
Book Value per Share MRQ $67.64

Cash Flow

Operating Cash Flow TTM $157,546,000
Levered Free Cash Flow TTM $569,631,000

CFR Stock Info as of Jan. 3, 2026

Stock Statistics

Shares Outstanding 63,800,545
Float Shares 63,079,175
Avg 10 Volume 421,060
Avg 30 Volume None
Shares Short 2,172,930
Short Ratio 4.76
Short % of Shares 3.90%
% Held by Insiders 7.69%
% Held by Institutions 92.28%

Stock Price Summary

Beta 0.63
Fifty Two Week Low $100.31
Fifty Two Week High $146.44
Fifty Two Week Change -5.42%
Day 50 MA $125.32
Day 200 MA $125.84

Dividends and Splits

Forward Annual Dividend Rate $4.00
Forward Annual Dividend Yield 3.12%
Trailing Annual Dividend Rate $3.95
Trailing Annual Dividend Yield 3.08%
Payout Ratio 40.12%
Dividend Date 2025-12-15
Ex Dividend Date 2025-11-28
Last Split Factor
Last Split Date 1999-06-23