Heartland Financial USA, Inc. Financials

Market Capitalization $2.86 Billion as of Jan. 1, 2025

Valuations Metrics as of Jan. 25, 2025

Trailing PE	37.42
Forward PE	15.60
Price to Sales TTM	$5.00
Price to Book MRQ	$1.41
Enterprise to Revenue	5.79
Enterprise to EBITDA

Financial Reports as of Sep. 30, 2024

Financials

Fiscal Year Ends	2023-12-31
Most Recent Quarter	2024-09-30
Profit Margin	14.92%
Operating Margin	46.49%
Return on Assets TTM	0.44%
Return on Equity TTM	4.30%

Income Statement

Revenue TTM	$571,472,000
Revenue per Share TTM	$13.33
Quarterly Revenue Growth	14.80%
Gross Profit TTM	$571,472,000
EBITDA	$0
Net Income to Common TTM	$77,189,000
Diluted EPS TTM	$1.78
Quarterly Earnings Growth YoY	33.40%

Balance Sheet

Total Cash MRQ	$665,411,008
Total Cash per Share MRQ	$15.52
Total Debt MRQ	$
Total Debt to Equity MRQ	0.47
Current Ratio MRQ
Book Value per Share MRQ	$47.33

Cash Flow

Operating Cash Flow TTM	$196,988,000
Levered Free Cash Flow TTM	$71,870,000

HTLF Stock Info as of Jan. 25, 2025

Stock Statistics

Shares Outstanding	42,885,500
Float Shares	42,080,966
Avg 10 Volume	279,280
Avg 30 Volume	None
Shares Short	632,315
Short Ratio	3.05
Short % of Shares	1.75%
% Held by Insiders	1.73%
% Held by Institutions	81.91%

Stock Price Summary

Beta	0.94
Fifty Two Week Low	$32.03
Fifty Two Week High	$70.27
Fifty Two Week Change	42.39%
Day 50 MA	$65.06
Day 200 MA	$53.30

Dividends and Splits

Forward Annual Dividend Rate	$1.20
Forward Annual Dividend Yield	1.80%
Trailing Annual Dividend Rate	$1.20
Trailing Annual Dividend Yield	1.80%
Payout Ratio	67.42%
Dividend Date	2025-01-27
Ex Dividend Date	2025-01-14
Last Split Factor
Last Split Date	2003-12-30