Company Financials

Live Oak Bancshares, Inc. Financials

United States dollar

business Live Oak Bancshares, Inc. Company Profile

Main Stock Listing

NASDAQ: LOB

Market Capitalization $1.59 Billion as of Jan. 1, 2026

Market Cap History

Valuations Metrics as of Jan. 3, 2026

Trailing PE 23.05
Forward PE 10.99
Price to Sales TTM $3.63
Price to Book MRQ $1.43
Enterprise to Revenue 2.05
Enterprise to EBITDA

Financial Reports as of Sep. 30, 2025

Financials

Fiscal Year Ends 2024-12-31
Most Recent Quarter 2025-09-30
Profit Margin 16.02%
Operating Margin 32.56%
Return on Assets TTM 0.51%
Return on Equity TTM 6.28%

Income Statement

Revenue TTM $434,208,992
Revenue per Share TTM $9.54
Quarterly Revenue Growth 29.60%
Gross Profit TTM $434,208,992
EBITDA $0
Net Income to Common TTM $68,607,000
Diluted EPS TTM $1.49
Quarterly Earnings Growth YoY 103.60%

Balance Sheet

Total Cash MRQ $892,694,976
Total Cash per Share MRQ $19.47
Total Debt MRQ $
Total Debt to Equity MRQ 0.09
Current Ratio MRQ
Book Value per Share MRQ $24.03

Cash Flow

Operating Cash Flow TTM $507,913,984
Levered Free Cash Flow TTM $77,474,000

LOB Stock Info as of Jan. 3, 2026

Stock Statistics

Shares Outstanding 45,855,739
Float Shares 35,369,521
Avg 10 Volume 327,750
Avg 30 Volume None
Shares Short 1,616,802
Short Ratio 5.03
Short % of Shares 5.61%
% Held by Insiders 23.44%
% Held by Institutions 67.49%

Stock Price Summary

Beta 2.06
Fifty Two Week Low $22.68
Fifty Two Week High $41.56
Fifty Two Week Change -14.20%
Day 50 MA $33.04
Day 200 MA $31.47

Dividends and Splits

Forward Annual Dividend Rate $0.12
Forward Annual Dividend Yield 0.35%
Trailing Annual Dividend Rate $0.12
Trailing Annual Dividend Yield 0.35%
Payout Ratio 8.05%
Dividend Date 2025-12-15
Ex Dividend Date 2025-12-02
Last Split Factor
Last Split Date