Company Financials

Mechanics Bank of Richmond (CA) Financials

United States dollar

business Mechanics Bank of Richmond (CA) Company Profile

Main Stock Listing

OTC: MCHB

Market Capitalization $3.26 Billion as of Jan. 1, 2026

Market Cap History

Valuations Metrics as of Jan. 3, 2026

Trailing PE 16.93
Forward PE 11.88
Price to Sales TTM $5.75
Price to Book MRQ $1.17
Enterprise to Revenue 3.63
Enterprise to EBITDA

Financial Reports as of Sep. 30, 2025

Financials

Fiscal Year Ends 2024-12-31
Most Recent Quarter 2025-09-30
Profit Margin 34.07%
Operating Margin 21.40%
Return on Assets TTM 0.18%
Return on Equity TTM 1.26%

Income Statement

Revenue TTM $566,737,024
Revenue per Share TTM $2.65
Quarterly Revenue Growth -15.70%
Gross Profit TTM $566,737,024
EBITDA $0
Net Income to Common TTM $193,100,000
Diluted EPS TTM $0.87
Quarterly Earnings Growth YoY 38.10%

Balance Sheet

Total Cash MRQ $1,493,004,032
Total Cash per Share MRQ $6.75
Total Debt MRQ $
Total Debt to Equity MRQ 0.11
Current Ratio MRQ
Book Value per Share MRQ $12.54

Cash Flow

Operating Cash Flow TTM $154,575,008
Levered Free Cash Flow TTM $28,999,000

MCHB Stock Info as of Jan. 3, 2026

Stock Statistics

Shares Outstanding 221,203,135
Float Shares 47,616,238
Avg 10 Volume 1,269,350
Avg 30 Volume None
Shares Short 2,665,144
Short Ratio 3.58
Short % of Shares %
% Held by Insiders 78.28%
% Held by Institutions 8.91%

Stock Price Summary

Beta 0.17
Fifty Two Week Low $8.41
Fifty Two Week High $15.90
Fifty Two Week Change 28.11%
Day 50 MA $14.05
Day 200 MA $12.90

Dividends and Splits

Forward Annual Dividend Rate $0.42
Forward Annual Dividend Yield 2.85%
Trailing Annual Dividend Rate $0.31
Trailing Annual Dividend Yield 2.10%
Payout Ratio 0.00%
Dividend Date 2025-12-15
Ex Dividend Date 2025-12-08
Last Split Factor
Last Split Date 2012-11-08