Company Financials

NMI Holdings, Inc. Financials

United States dollar

business NMI Holdings, Inc. Company Profile

Main Stock Listing

NASDAQ: NMIH

Market Capitalization $3.15 Billion as of Jan. 1, 2026

Market Cap History

Valuations Metrics as of Jan. 3, 2026

Trailing PE 8.52
Forward PE 8.00
Price to Sales TTM $4.57
Price to Book MRQ $1.25
Enterprise to Revenue 4.79
Enterprise to EBITDA 6.26

Financial Reports as of Sep. 30, 2025

Financials

Fiscal Year Ends 2024-12-31
Most Recent Quarter 2025-09-30
Profit Margin 55.02%
Operating Margin 73.21%
Return on Assets TTM 9.19%
Return on Equity TTM 16.17%

Income Statement

Revenue TTM $692,208,000
Revenue per Share TTM $8.85
Quarterly Revenue Growth 7.60%
Gross Profit TTM $540,457,984
EBITDA $529,504,992
Net Income to Common TTM $380,876,000
Diluted EPS TTM $4.79
Quarterly Earnings Growth YoY 3.40%

Balance Sheet

Total Cash MRQ $248,498,000
Total Cash per Share MRQ $3.23
Total Debt MRQ $
Total Debt to Equity MRQ 16.92
Current Ratio MRQ 2.22
Book Value per Share MRQ $32.62

Cash Flow

Operating Cash Flow TTM $393,376,992
Levered Free Cash Flow TTM $201,960,992

NMIH Stock Info as of Jan. 3, 2026

Stock Statistics

Shares Outstanding 77,095,871
Float Shares 75,697,229
Avg 10 Volume 371,479
Avg 30 Volume None
Shares Short 1,589,484
Short Ratio 3.81
Short % of Shares 2.62%
% Held by Insiders 1.96%
% Held by Institutions 99.35%

Stock Price Summary

Beta 0.67
Fifty Two Week Low $31.90
Fifty Two Week High $43.20
Fifty Two Week Change 12.29%
Day 50 MA $38.25
Day 200 MA $38.06

Dividends and Splits

Forward Annual Dividend Rate $
Forward Annual Dividend Yield %
Trailing Annual Dividend Rate $0.00
Trailing Annual Dividend Yield 0.00%
Payout Ratio 0.00%
Dividend Date
Ex Dividend Date
Last Split Factor
Last Split Date