Oregon Pacific Bancorp

Detailed Description

Oregon Pacific Bancorp operates as a bank holding company for Oregon Pacific Banking Company that provides various banking products and services to individual and business customers in the United States. The company's deposit products include checking, savings, money market, and time deposit accounts. It also provides business loans, including commercial real estate loans, equipment financing, line of credit, term loans, and government guaranteed loans. In addition, the company offers vehicle loans; personal loans comprising unsecured installment loans, unsecured lines of credit, home equity lines of credit, and home equity term loans, as well as cash secured loans with a certificate of deposit; mortgage loans; and credit cards. Further, it provides merchant services that include payment processing solutions; cash management services; trust and fiduciary services, including trust administration, and estate planning and settlement services; wealth management services; retirement planning services; and investment and insurance products. It also provides online and mobile banking, night depository, notary, and overdraft protection services; and safe deposit boxes. The company operates through full-service branches in Florence, Eugene, Coos Bay, Roseburg, and Medford; and offers trust services in Florence, Coos Bay, Medford, and Eugene. Oregon Pacific Bancorp was founded in 1979 and is headquartered in Florence, Oregon.