Company Financials

Synchrony Financial Financials

United States dollar

business Synchrony Financial Company Profile

Main Stock Listing

NYSE: SYF

Market Capitalization $31.49 Billion as of Jan. 1, 2026

Market Cap History

Valuations Metrics as of Jan. 3, 2026

Trailing PE 9.15
Forward PE 8.97
Price to Sales TTM $3.22
Price to Book MRQ $1.90
Enterprise to Revenue 3.05
Enterprise to EBITDA

Financial Reports as of Sep. 30, 2025

Financials

Fiscal Year Ends 2024-12-31
Most Recent Quarter 2025-09-30
Profit Margin 37.07%
Operating Margin 53.38%
Return on Assets TTM 3.03%
Return on Equity TTM 21.64%

Income Statement

Revenue TTM $9,644,999,680
Revenue per Share TTM $25.43
Quarterly Revenue Growth 20.70%
Gross Profit TTM $9,644,999,680
EBITDA $0
Net Income to Common TTM $3,492,000,000
Diluted EPS TTM $9.12
Quarterly Earnings Growth YoY 36.50%

Balance Sheet

Total Cash MRQ $16,245,000,192
Total Cash per Share MRQ $45.10
Total Debt MRQ $
Total Debt to Equity MRQ 0.85
Current Ratio MRQ
Book Value per Share MRQ $43.99

Cash Flow

Operating Cash Flow TTM $9,749,999,616
Levered Free Cash Flow TTM $3,427,000,000

SYF Stock Info as of Jan. 3, 2026

Stock Statistics

Shares Outstanding 360,143,330
Float Shares 357,966,851
Avg 10 Volume 2,525,590
Avg 30 Volume None
Shares Short 18,464,755
Short Ratio 5.16
Short % of Shares 7.06%
% Held by Insiders 0.29%
% Held by Institutions 106.17%

Stock Price Summary

Beta 1.45
Fifty Two Week Low $40.55
Fifty Two Week High $86.48
Fifty Two Week Change 20.06%
Day 50 MA $77.75
Day 200 MA $67.53

Dividends and Splits

Forward Annual Dividend Rate $1.20
Forward Annual Dividend Yield 1.42%
Trailing Annual Dividend Rate $1.15
Trailing Annual Dividend Yield 1.36%
Payout Ratio 12.06%
Dividend Date 2025-11-17
Ex Dividend Date 2025-11-05
Last Split Factor
Last Split Date