UMB Financial Corporation Financials

Market Capitalization $8.85 Billion as of Jan. 1, 2026

Valuations Metrics as of Jan. 3, 2026

Trailing PE	12.84
Forward PE	9.96
Price to Sales TTM	$3.94
Price to Book MRQ	$1.22
Enterprise to Revenue	4.60
Enterprise to EBITDA

Financial Reports as of Sep. 30, 2025

Financials

Fiscal Year Ends	2024-12-31
Most Recent Quarter	2025-09-30
Profit Margin	27.38%
Operating Margin	41.39%
Return on Assets TTM	1.02%
Return on Equity TTM	11.06%

Income Statement

Revenue TTM	$2,217,071,104
Revenue per Share TTM	$33.36
Quarterly Revenue Growth	69.60%
Gross Profit TTM	$2,217,071,104
EBITDA	$0
Net Income to Common TTM	$595,070,976
Diluted EPS TTM	$8.96
Quarterly Earnings Growth YoY	71.80%

Balance Sheet

Total Cash MRQ	$2,297,080,064
Total Cash per Share MRQ	$30.24
Total Debt MRQ	$
Total Debt to Equity MRQ	0.46
Current Ratio MRQ
Book Value per Share MRQ	$94.14

Cash Flow

Operating Cash Flow TTM	$853,745,024
Levered Free Cash Flow TTM	$441,243,000

UMBF Stock Info as of Jan. 3, 2026

Stock Statistics

Shares Outstanding	75,953,713
Float Shares	72,932,424
Avg 10 Volume	498,760
Avg 30 Volume	None
Shares Short	2,982,750
Short Ratio	6.64
Short % of Shares	4.65%
% Held by Insiders	5.38%
% Held by Institutions	94.20%

Stock Price Summary

Beta	0.79
Fifty Two Week Low	$82.00
Fifty Two Week High	$126.14
Fifty Two Week Change	3.92%
Day 50 MA	$112.46
Day 200 MA	$109.12

Dividends and Splits

Forward Annual Dividend Rate	$1.72
Forward Annual Dividend Yield	1.48%
Trailing Annual Dividend Rate	$1.63
Trailing Annual Dividend Yield	1.40%
Payout Ratio	17.86%
Dividend Date	2026-01-02
Ex Dividend Date	2025-12-10
Last Split Factor
Last Split Date	2006-05-31