United BanCorp of Alabama, Inc.

Detailed Description

United Bancorporation of Alabama, Inc. operates as the bank holding company for United Bank that provides commercial banking services. The company offers checking and savings accounts, certificates of deposit, individual retirement accounts, reorder checks, small business programs, business solutions, merchant services, and cash management services. It also provides various lending services, such as personal loans, business loans, lines of credit, equipment loans, and mortgage loans; real estate loans for the agricultural community, agribusiness loans, and working lines of credit; overdraft services; and financial services, which include investment, trust, and estate planning services. In addition, the company offers debit cards, prepaid cards, Visa credit cards, gift cards, and safe deposit boxes. Further, it provides check cashing, convenience, recorder checks, remote deposit, mobile check deposit, personal storage compartments, Web payment options, insurance products, investment and brokerage, and online and mobile banking services. The company offers its products and services primarily in the market areas of Baldwin, Escambia, Monroe, and Mobile counties, Alabama; and Santa Rosa County, Florida. United Bancorporation of Alabama, Inc. was founded in 1904 and is headquartered in Atmore, Alabama.