Upstart Holdings, Inc. Financials

Market Capitalization $6.98 Billion as of July 1, 2025

Valuations Metrics as of Jul. 4, 2025

Trailing PE	-51.26
Forward PE	193.13
Price to Sales TTM	$9.20
Price to Book MRQ	$10.31
Enterprise to Revenue	9.23
Enterprise to EBITDA	-135.17

Financial Reports as of Mar. 31, 2025

Financials

Fiscal Year Ends	2024-12-31
Most Recent Quarter	2025-03-31
Profit Margin	-8.75%
Operating Margin	1.15%
Return on Assets TTM	-2.17%
Return on Equity TTM	-10.30%

Income Statement

Revenue TTM	$758,844,032
Revenue per Share TTM	$8.32
Quarterly Revenue Growth	59.10%
Gross Profit TTM	$599,755,008
EBITDA	$-51,828,000
Net Income to Common TTM	$-66,430,000
Diluted EPS TTM	$-0.73
Quarterly Earnings Growth YoY	66.96%

Balance Sheet

Total Cash MRQ	$606,494,016
Total Cash per Share MRQ	$6.37
Total Debt MRQ	$
Total Debt to Equity MRQ	215.45
Current Ratio MRQ	22.32
Book Value per Share MRQ	$7.12

Cash Flow

Operating Cash Flow TTM	$128,508,000
Levered Free Cash Flow TTM	$92,268,496

UPST Stock Info as of Jul. 4, 2025

Stock Statistics

Shares Outstanding	93,469,721
Float Shares	83,093,810
Avg 10 Volume	7,178,070
Avg 30 Volume	None
Shares Short	21,227,345
Short Ratio	4.12
Short % of Shares	25.48%
% Held by Insiders	12.56%
% Held by Institutions	64.32%

Stock Price Summary

Beta	2.30
Fifty Two Week Low	$20.60
Fifty Two Week High	$96.43
Fifty Two Week Change	68.57%
Day 50 MA	$52.39
Day 200 MA	$56.84

Dividends and Splits

Forward Annual Dividend Rate	$
Forward Annual Dividend Yield	%
Trailing Annual Dividend Rate	$0.00
Trailing Annual Dividend Yield	0.00%
Payout Ratio	0.00%
Dividend Date
Ex Dividend Date
Last Split Factor
Last Split Date