Upstart Holdings, Inc. Financials

Market Capitalization $5.74 Billion as of Jan. 1, 2025

Valuations Metrics as of Jan. 25, 2025

Trailing PE	-23.50
Forward PE	165.68
Price to Sales TTM	$9.49
Price to Book MRQ	$9.62
Enterprise to Revenue	10.48
Enterprise to EBITDA	-44.15

Financial Reports as of Sep. 30, 2024

Financials

Fiscal Year Ends	2023-12-31
Most Recent Quarter	2024-09-30
Profit Margin	-27.81%
Operating Margin	-19.85%
Return on Assets TTM	-5.53%
Return on Equity TTM	-27.21%

Income Statement

Revenue TTM	$604,944,000
Revenue per Share TTM	$6.89
Quarterly Revenue Growth	20.10%
Gross Profit TTM	$451,432,992
EBITDA	$-143,586,000
Net Income to Common TTM	$-168,224,000
Diluted EPS TTM	$-1.91
Quarterly Earnings Growth YoY	20.50%

Balance Sheet

Total Cash MRQ	$445,273,984
Total Cash per Share MRQ	$4.88
Total Debt MRQ	$
Total Debt to Equity MRQ	174.81
Current Ratio MRQ	13.41
Book Value per Share MRQ	$6.54

Cash Flow

Operating Cash Flow TTM	$102,877,000
Levered Free Cash Flow TTM	$253,273,120

UPST Stock Info as of Jan. 25, 2025

Stock Statistics

Shares Outstanding	91,228,000
Float Shares	79,606,488
Avg 10 Volume	4,698,850
Avg 30 Volume	None
Shares Short	19,854,238
Short Ratio	3.22
Short % of Shares	24.91%
% Held by Insiders	12.63%
% Held by Institutions	57.33%

Stock Price Summary

Beta	1.98
Fifty Two Week Low	$20.60
Fifty Two Week High	$88.95
Fifty Two Week Change	47.18%
Day 50 MA	$69.30
Day 200 MA	$41.28

Dividends and Splits

Forward Annual Dividend Rate	$
Forward Annual Dividend Yield	%
Trailing Annual Dividend Rate	$0.00
Trailing Annual Dividend Yield	0.00%
Payout Ratio	0.00%
Dividend Date
Ex Dividend Date
Last Split Factor
Last Split Date