VersaBank Financials

Market Capitalization C$403.3 Million as of Jan. 1, 2022

Valuations Metrics as of May. 5, 2024

Trailing PE	15.31
Forward PE	10.76
Price to Sales TTM	C$6.63
Price to Book MRQ	C$1.26
Enterprise to Revenue	4.06
Enterprise to EBITDA

Financial Reports as of Oct. 31, 2021

Financials

Fiscal Year Ends	2021-10-31
Most Recent Quarter	2021-10-31
Profit Margin	36.93%
Operating Margin	42.23%
Return on Assets TTM	1.03%
Return on Equity TTM	7.62%

Income Statement

Revenue TTM	C$60,595,000
Revenue per Share TTM	C$2.79
Quarterly Revenue Growth	-6.90%
Gross Profit TTM	C$60,595,000
EBITDA	C$None
Net Income to Common TTM	C$20,802,000
Diluted EPS TTM	C$0.96
Quarterly Earnings Growth YoY	24.50%

Balance Sheet

Total Cash MRQ	C$271,523,008
Total Cash per Share MRQ	C$9.90
Total Debt MRQ	C$
Total Debt to Equity MRQ	0.32
Current Ratio MRQ	2.40
Book Value per Share MRQ	C$11.61

Cash Flow

Operating Cash Flow TTM	C$-395,408,992
Levered Free Cash Flow TTM	C$20,802,000

VBNK Stock Info as of May. 5, 2024

Stock Statistics

Shares Outstanding	27,441,100
Float Shares	16,073,065
Avg 10 Volume	10,998
Avg 30 Volume	None
Shares Short	16,448
Short Ratio	2.28
Short % of Shares	%
% Held by Insiders	31.58%
% Held by Institutions	25.02%

Stock Price Summary

Beta	1.06
Fifty Two Week Low	C$11.01
Fifty Two Week High	C$17.64
Fifty Two Week Change	0.28%
Day 50 MA	C$15.21
Day 200 MA	C$14.50

Dividends and Splits

Forward Annual Dividend Rate	C$0.10
Forward Annual Dividend Yield	0.68%
Trailing Annual Dividend Rate	C$0.10
Trailing Annual Dividend Yield	0.68%
Payout Ratio	10.42%
Dividend Date	2022-01-31
Ex Dividend Date	2022-01-06
Last Split Factor
Last Split Date